False Statement to Obtain Property or Credit
Travis County, Texas · Austin arrest records
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⚖️ Texas Law — Charge Details
5–99 years or life in prison (value ≥ $300,000)
Texas Penal Code § 32.32 prohibits intentionally or knowingly making a materially false or misleading written statement to obtain property or credit, including loans, insurance, or financial services. The offense level is determined entirely by the value of the property or amount of credit obtained, ranging from a Class C Misdemeanor for amounts under $100 up to a First-Degree Felony for amounts of $300,000 or more. The charge is commonly used against mortgage-fraud, loan-application-fraud, and insurance-application schemes. Enhancements apply when the victim is elderly.
⚡ Potential Penalty Enhancements
| If this condition applies… | Charge escalates to | Statute |
|---|---|---|
| Value obtained less than $100 | Class C Misdemeanor — up to $500 fine | § 32.32(c)(1) |
| Value $100–$750 | Class B Misdemeanor — up to 180 days | § 32.32(c)(2) |
| Value $750–$2,500 | Class A Misdemeanor — up to 1 year | § 32.32(c)(3) |
| Value $2,500–$30,000 | State Jail Felony — 180 days–2 years | § 32.32(c)(4) |
| Value $30,000–$150,000 | Third-Degree Felony — 2–10 years | § 32.32(c)(5) |
| Value $150,000–$300,000 | Second-Degree Felony — 2–20 years | § 32.32(c)(6) |
| Value $300,000 or more | First-Degree Felony — 5–99 years or life | § 32.32(c)(7) |
| Victim is elderly | Enhanced by one degree | § 32.32(d) |
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Important: An arrest is not a conviction. All individuals listed are presumed innocent until proven guilty in a court of law. This database contains public arrest records from Travis County.